Amex Revolver Check Spending Power

[Anonymous]

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@CreditCuriousity wrote:

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@takeshi74 wrote:

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@CreditCuriousity wrote:

Just like NPSL this adjusts with time/profile/useage/etc.

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NPSL and charge card are not the same thing despite how people tend to conflate the two and use the terms interchangeably.  This is how NPSL credit cards work.

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So what is the difference I have a charge card and it is a NPSL charge card?  I know their is a liimit on it, but this limit changes as my useage/profile and other factors change.

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I think with a charge card you have to pay it off in full each month in order to keep using it. 

[takeshi74]

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@CreditCuriousity wrote:

So what is the difference I have a charge card and it is a NPSL charge card?  I know their is a liimit on it, but this limit changes as my useage/profile and other factors change.

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I mentioned one of the differences above but how much you can exceed your limit on your NPSL credit card is determined by usage/profile and other factors.

[CreditCuriosity]

Ok so they can report a limit and obviously a charge card must be paid off monthly unless you have pay over time feature.