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i've seen people app for revolvers as little as a month or two after approval of charge cards...plus, any denials will be sp anyhow, so i'd give her a go as long as you've treated your charge card well gl!
some people actually app for revolver and charge cards from amex within a short time frame of each other (even in the same day) so that you get 2 apps for one HP...tho i'm sure YMMV (as usual)...lol...gl!
I initially app'd for the PRG and BCP on the same day. Got approved for the PRG and denied on the BCP. I app'd for the BCP a couple more times and then did get approved for it about 3 or 4 months later. There's no hard and fast rule, but at least a few months of good payment history on your charge will help your chances on the revolver. Good luck!
@joshuapd1987 wrote:
Hi friends!
Just curious - what's the usual time to wait as a new amex charge customer before apping for a revolver?
My first personal AmEx was a revolver. I currently have 5 AmEx revolvers, and never had an AmEx charge card (unless you count my Corporate AmEx).
@koalablue wrote:I initially app'd for the PRG and BCP on the same day. Got approved for the PRG and denied on the BCP. I app'd for the BCP a couple more times and then did get approved for it about 3 or 4 months later. There's no hard and fast rule, but at least a few months of good payment history on your charge will help your chances on the revolver. Good luck!
When you applied the first time what cards and limits if any did you have and for how long? I'm just trying to determine how much having a charge card with Amex really helps with futher approvals. Of course, charge cards are easier to get but I am wondering if with a year of open revolvers and excellent payment history with other CC companies will be enough for amex to give me a revolver or if getting a charge card at the six month mark and having solid payment history for six months prior to app will make all the difference with my chances.
@joshuapd1987 wrote:
Bah! Should have done that. Oh well!
Oh - I did notice that I got 25k MR points from both my plat and PRG - which is cool! I wonder if ill still get the 30k delta bonus when I app...
I apped for PRG and Delta on same day within 15 min of each other. Got the 25K bonus for PRG and then 35K bonus for Delta. One HP.
If you fly Delta already here is a link to get even MORE miles (up to 40K more):
http://dmn.delta.com/offers/skymilesnewmember/
@joshuapd1987 wrote:
Hi friends!
Just curious - what's the usual time to wait as a new amex charge customer before apping for a revolver?
I got my Amex charge card 3 months after I got my Amex revolver. So -3 months for me, I guess.
If you end up applying for the Delta Gold Skymiles, try this link to get a 45k miles offer: https://www.creditcards.com/cardmatch/