08-18-2012 11:13 AM - edited 08-19-2012 04:50 PM
HI everyone. The information from all of you on this board has been so sweet.
In about the past 10 days since my mortgage funded and closed I have apped and been approved for all of the cards I wanted to round out my credit profile.
CU $4k Line of credit
Home Depot $15k
Sears Mastercard $10k
Costco Amex $3.5K
Chase Slate $5K althogh was initially denied, but called recon right away. I was denied for several inquiries most of which were from my mortgage loan. Was offered $4k, but asked to be reconsidered for $7.5. A no go, but then offered the $5k. I'LL TAKE IT
Time to hit the garden and let these blossom. This time last year my credit was in the mid 600's and the low 700's by the time I joined myfico. Thank you all for all your input in each of the threads to help me get to where I am now.
08-19-2012 04:21 PM
I guess the previous title "NEW prime cards In the past week and a half or so" was unclear???
08-19-2012 06:05 PM
congrats those cards will definitely grow with you!
08-20-2012 06:15 PM
Hey. Thanks for the support
08-20-2012 06:57 PM
Congratulations! Feels good when you see progress being made!
I've been pretty good when it came to knowing credit basics but I've also learned a lot here over the last 6 weeks. Little things here and there add up.
08-20-2012 09:28 PM
Pozativelyliving Yes, it does feel good. I am so very excited about the recent approvals. Before I had mostly GE and store cards. Only one of my limits was above $5k and it was a store card. I am still trying to absorb it all.
All I knew about credit was ... if you pay your bills on time; It will be good. The things I learned on here over the last few months have put me on the road on how to obtain a mortgage and excellent credit. Way too excited
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