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Amex Serve - Load $25 for instant $25 bonus....

Regular Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

So are you guys getting charged for cash advance? Is there an option to move the money back into your checking account?

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Message 21 of 61
Frequent Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

I moved funds from my checking account.

Message 22 of 61
Super Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....


HenryJumbo wrote:

So are you guys getting charged for cash advance? Is there an option to move the money back into your checking account?


I was too afraid to try, so I just used a debit card (for the first time since I got my first CC, haha) 

Message 23 of 61
Regular Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....


jsucool76 wrote:

HenryJumbo wrote:

So are you guys getting charged for cash advance? Is there an option to move the money back into your checking account?


I was too afraid to try, so I just used a debit card (for the first time since I got my first CC, haha) 


That's what I'm affraid of, however the original poster said that Chase and Citi count it as a purchase. And someone said they used their Freedom card, so I'm just wondering over here, if not I might do what you did and go debit. $25 a pretty good sign up bonus for a no fee, no credit check card.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Message 24 of 61
Valued Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

Okay I'm in... bit on this deal loaded the card via my AMEX blue card instant clearance of the $25 transaction, and then the free $25 was credited, now I guess I just sit back and wait for the physical card, too bad it wont report on my credit report back dated of course, dare to dream. 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 25 of 61
Super Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

Quick thank you to OP, forgot before. 

 

You just made me $25 Smiley Very Happy 

Message 26 of 61
Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

I got in on this deal a couple weeks ago. 

I used my BoA debit card to fund the Serve acct and there was no transaction fee. 

I then linked my BoA checking acct and had the cash transfered back to BoA without any fees.

 

The Serve acct is still open in case I need it for anything. 

Easiest $25 I've made in a long time. 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Message 27 of 61
Regular Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

Just loaded using Chase Freedom, no cash advance fee (no fee from Serve until March 2013).

 

 

If they start making this a cash advance in the future please do not yell at me. Charges made to "SERVE VIRTUAL ENT INC". Never mind just got the $25 added lol winning!

Well I'm out. I can see you boys running through this loophole, but I can't take the heat if CCC's start knocking at me door. Hopefully my confirmation will help some of you out ;-)

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Message 28 of 61
Super Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....


trumpet-205 wrote:

Open123 wrote:

 

Right, I like to use prepaid cards for online purchases from online sites with whom I've never done business.  Or, sites that insist on a recurring charge where I can control the charge with a prepaid card.


If you have Citi or BofA CC you can use virtual account number instead (Wtih BofA ShopSafe, you can even set the limit on virtual account number). That way you still get purchase protection which you would not get from Serve.


Thanks!  

 

I never knew how it worked regarding the limits.   I do have BofA and Citi, but not too much longer.  

Message 29 of 61
Valued Contributor

Re: Amex Serve - Load $25 for instant $25 bonus....

I think AMEX worked hard to get the program coded in a way that keeps the program from looking like a cash-advance by the VISA, MC, and of course AMEX for now during the program infancy. People getting surprised by Cash Advance fees would drive away customers. This is also the reason they waived all the rest of the fee's till next year. 

 

Serve's catagorie can  change at any time but for now it free. Seemed like a great way to pick up $25 in 2 minutes. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 30 of 61