08-03-2008 10:16 AM
08-03-2008 10:35 AM
08-03-2008 10:40 AM - edited 08-03-2008 10:41 AM
08-03-2008 11:38 AM
So basically Amex has a section on their site where you put in your SSN and (without a hard pull) they try to find a match for you. They couldn't find anything. I figured maybe they wanted a higher score but then I read the 3 possible reasons for no matches:
# We were unable to locate your credit history.
# Our system may be down.
# You may have previously attempted to qualify for special Card offers within the last 30 day
Well, the last one isn't possible as I've never attempted this before. That said, I ordered Experian Fico last night and was blocked from it. Maybe they tried to pull EX and it was blocked? I never offered a dispute so I don't know why that would be.
Thanks for your time.
08-03-2008 12:35 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.