Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 583
Registered: ‎06-22-2008
0 Kudos

Re: Amex Soft Pull (Pre-Screen) Response - Baffled By It

This is not a system error.
This is the message that they give to people who will not qualify for a card as yet.
My friends and I all used the same laptop when we applied for amex...2 of us got the message, the other girl didn't (she was approved for a Amex blue).
What are your scores? I think that message is just a nice way to say.....sorry you don't qualify as yet.

Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's

Take the myFICO Fitness Challenge

New Contributor
Posts: 68
Registered: ‎05-09-2008
0 Kudos

Re: Amex Soft Pull (Pre-Screen) Response - Baffled By It

[ Edited ]
Just wondering. I opted out a few years ago and was still listed as being pre-approved for an AMEX Gold Card. I remember receiving pre-approval offers from AMEX years ago for the same card.

Message Edited by jessep28 on 08-03-2008 02:17 PM
TU 767 EX 761
Established Contributor
Posts: 783
Registered: ‎07-04-2008
0 Kudos

Re: Amex Soft Pull (Pre-Screen) Response - Baffled By It

This site wouldn't let me access my TU and EXP scores (EX purchase told me they can't verify my identity)

But my EQ Fico was 638 BEFORE my Util went down this month and before my Crown Jewelers $2500 limit gets posted. So thankfully this was just a soft pull teaser. I'll wait a few months before my util and new account is posted and hope my EX can jump up.

Of course, I need to SEE My EXP to know how much work it needs. Smiley Wink

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.