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Amex Soft Pulled A Frozen Bureau

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Anonymous
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Amex Soft Pulled A Frozen Bureau

I recently found my Amex accounts suspended due to an updated credit pull with new information. 

All I had to do was make a payment to restore service which I did and have not had any problems since.

 

Can they check a frozen credit bureau with a soft pull, or did they suspend it because they tried to pull and it was frozen?

Or maybe I was just playing with the check your spending ability button too much?

 

thoughts?

Message 1 of 3
2 REPLIES 2
LS2982
Mega Contributor

Re: Amex Soft Pulled A Frozen Bureau

Yes. If the creditor has aa business relationship with you then they have access to your reports via SP.




EQ FICO 548 3/3/16
Message 2 of 3
pizzadude
Credit Mentor

Re: Amex Soft Pulled A Frozen Bureau

 

-----> Or maybe I was just playing with the check your spending ability button too much?

 

It is NOT a good idea to do this.  

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 3
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