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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
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Amex Special Offers

I was just looking around on the amex site and saw where you can see amex offers.....I'm in the garden but I wanted to look. It asks for the last 4 digits of my ss. Are they going to pull credit? I was scared to enter my info without knowing first.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Member
Snoopy7
Posts: 47
Registered: ‎03-08-2012
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Re: Amex Special Offers


snowkitty wrote:
I was just looking around on the amex site and saw where you can see amex offers.....I'm in the garden but I wanted to look. It asks for the last 4 digits of my ss. Are they going to pull credit? I was scared to enter my info without knowing first.


They most likely will if you don't have any current offers from them.  They may pull credit to see what you qualify for..



Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
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Re: Amex Special Offers


snowkitty wrote:
I was just looking around on the amex site and saw where you can see amex offers.....I'm in the garden but I wanted to look. It asks for the last 4 digits of my ss. Are they going to pull credit? I was scared to enter my info without knowing first.

Its Absolutely safe for you to look. The MOST they would do is a SP on your CR. It ABSOLUTELY will NOT effect your score at all. Go ahead and take a peek :smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012
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Re: Amex Special Offers

Preselectors are soft pulls if any pull at all. Amex is a bit of an oddball as most ccc preselctors explicitly say on the pages that checking will not affect your credit, but if I remember correctly amex uses slightly different language. At any rate they won't hp you for checking for special offers, otherwise no one would use feature which would be counterproductive for Amex.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Re: Amex Special Offers

I wonder what would happen if I did preselector so soon after opening accounts? (I'm not going to test but curious)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
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Re: Amex Special Offers

Ok...thanks....I figured if anything it would be soft but I wanted to be sure because I don't want anymore inquiry's on my report. I will take a peek now :smileywink:
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
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Re: Amex Special Offers

"otherwise no one would use feature which would be counterproductive for Amex."

I have less faith in people and think that plenty of people would still use it, and unknowingly, hurt their credit. That's probably why the preselector doesn't HP.

Overall, I think you have your answer. Amex preselector never works for me though. I enter my info and then the page never moves. I have tried 4 different Internet browsers and even old addresses.

OP, I hope you have more luck than me.

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
jamesdwi
Posts: 1,970
Registered: ‎09-16-2011
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Re: Amex Special Offers


Duncanrr wrote:
I wonder what would happen if I did preselector so soon after opening accounts? (I'm not going to test but curious)

you will see the latest choices they have for you. 

 

did the pre-select for AMEX in december saw ,   AMEX Blue, Green and zync  

 

December App'd and approved for Blue,  

 

in january I checked pre-selector again and got  Zync, App'd and approved. 

 

 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 12/15/2014
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Amex Special Offers

This is what I got......I would love the skymiles card but I guess it's not my time yet.....I don't dare fill out the app it had under the notes below


- Your offer(s) may have expired.
- We are unable to find an offer based on the information you provided to us.
- Our site may be experiencing technical difficulty.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Amex Special Offers


snowkitty wrote:
This is what I got......I would love the skymiles card but I guess it's not my time yet.....I don't dare fill out the app it had under the notes below


- Your offer(s) may have expired.
- We are unable to find an offer based on the information you provided to us.
- Our site may be experiencing technical difficulty.
I apped without any preselected offers and got both zync (NPSL) and delta. If you already in Amex family then go for it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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