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Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Amex Special Offers

I was just looking around on the amex site and saw where you can see amex offers.....I'm in the garden but I wanted to look. It asks for the last 4 digits of my ss. Are they going to pull credit? I was scared to enter my info without knowing first.
TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Valued Member
Snoopy7
Posts: 47
Registered: ‎03-08-2012

Re: Amex Special Offers


snowkitty wrote:
I was just looking around on the amex site and saw where you can see amex offers.....I'm in the garden but I wanted to look. It asks for the last 4 digits of my ss. Are they going to pull credit? I was scared to enter my info without knowing first.


They most likely will if you don't have any current offers from them.  They may pull credit to see what you qualify for..



Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Amex Special Offers


snowkitty wrote:
I was just looking around on the amex site and saw where you can see amex offers.....I'm in the garden but I wanted to look. It asks for the last 4 digits of my ss. Are they going to pull credit? I was scared to enter my info without knowing first.

Its Absolutely safe for you to look. The MOST they would do is a SP on your CR. It ABSOLUTELY will NOT effect your score at all. Go ahead and take a peek :smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
OptimasPrime
Posts: 332
Registered: ‎08-17-2012

Re: Amex Special Offers

Preselectors are soft pulls if any pull at all. Amex is a bit of an oddball as most ccc preselctors explicitly say on the pages that checking will not affect your credit, but if I remember correctly amex uses slightly different language. At any rate they won't hp you for checking for special offers, otherwise no one would use feature which would be counterproductive for Amex.

EQ 778 (myFico 05/13) | EX 749 (Amex) | CK 760 | CS 787
Amex Zync | BCE 2.6k | BofA Travel Rewards 4k | Chase Freedom 2.1k | Discover it 4k
Valued Contributor
Duncanrr
Posts: 2,496
Registered: ‎06-08-2012

Re: Amex Special Offers

I wonder what would happen if I did preselector so soon after opening accounts? (I'm not going to test but curious)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Amex Special Offers

Ok...thanks....I figured if anything it would be soft but I wanted to be sure because I don't want anymore inquiry's on my report. I will take a peek now :smileywink:
TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Established Contributor
SnackTrader
Posts: 949
Registered: ‎09-15-2012

Re: Amex Special Offers

"otherwise no one would use feature which would be counterproductive for Amex."

I have less faith in people and think that plenty of people would still use it, and unknowingly, hurt their credit. That's probably why the preselector doesn't HP.

Overall, I think you have your answer. Amex preselector never works for me though. I enter my info and then the page never moves. I have tried 4 different Internet browsers and even old addresses.

OP, I hope you have more luck than me.

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!


Last App: December 2012
Valued Contributor
jamesdwi
Posts: 1,089
Registered: ‎09-16-2011

Re: Amex Special Offers


Duncanrr wrote:
I wonder what would happen if I did preselector so soon after opening accounts? (I'm not going to test but curious)

you will see the latest choices they have for you. 

 

did the pre-select for AMEX in december saw ,   AMEX Blue, Green and zync  

 

December App'd and approved for Blue,  

 

in january I checked pre-selector again and got  Zync, App'd and approved. 

 

 

 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3k & Slate 3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Amex Special Offers

This is what I got......I would love the skymiles card but I guess it's not my time yet.....I don't dare fill out the app it had under the notes below


- Your offer(s) may have expired.
- We are unable to find an offer based on the information you provided to us.
- Our site may be experiencing technical difficulty.
TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Valued Contributor
Duncanrr
Posts: 2,496
Registered: ‎06-08-2012

Re: Amex Special Offers


snowkitty wrote:
This is what I got......I would love the skymiles card but I guess it's not my time yet.....I don't dare fill out the app it had under the notes below


- Your offer(s) may have expired.
- We are unable to find an offer based on the information you provided to us.
- Our site may be experiencing technical difficulty.
I apped without any preselected offers and got both zync (NPSL) and delta. If you already in Amex family then go for it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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