Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 331
Registered: ‎09-26-2009
0 Kudos

Amex Starwoods Preferred

Has anyone gotten this card recently? If so, can you share alittle credit info (score, inq's, any baddies, etc). I really would like to app for this card. I'm a pretty regular starwoods hotel guest so I would love to get the points. If anyone can share their recent experience with card, that would be great.



AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
New Contributor
Posts: 70
Registered: ‎10-07-2008
0 Kudos

Re: Amex Starwoods Preferred

I got mine in Jan 2010.  Had a previous relationship with Amex for about 2 yrs.  Blue Cash and Green Charge card.  The Blue limit was over $10k.  My scores in the 710 range.  Last baddies were 90 day lates 5 yrs ago.  Mortgage, student loans, no car note, no CO's or BK's.  I applied online and instantly approved.  The CL was paltry though...only $2k despite having many cards north of $10K CL.  I was hoping to do a CL transfer from my Blue (lower CL on Blue and move to Starwood CL) to the Starwood since I dont use the Blue as much but no can do with Amex.  The CSR did tell me to call in after 60 days to request CLI but I still haven't done so.   It cost me a hard inquiry on EX here in TX with 4 inqs on the books upon application.


Make sure you search around the web.  Some sites have links where you get much more than the standard promotional 10k points after your first purchase.   I believe the promotional rate was 2.9% APR for 6 mths.  Easy to transfer points and use for Starwood hotel stays and a perennial fan favorite for travelers.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.