Amex Suspended

[K-in-Boston]

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@AverageJoesCredit wrote:
Pardon my ignorance but what is a plum card?

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Oddball business card that has options of 1.5% CB or 60 day grace period and falls somewhere between gold and platinum.

[AverageJoesCredit]

Thank you K, learned something new today

[AverageJoesCredit]

Thank you mkhan and low key

[Loquat]

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@AverageJoesCredit wrote:
Thank you K, learned something new today

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You weren't along AJC, I didn't know what it was either. 

[Anonymous]

Mention it a few more times here and MyFICO members will go plum crazy.

[Anonymous]

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@thummel wrote:
Woke up to an email this morning saying all my accounts with Amex have been suspended due to unusual spending. I haven't called them yet, but in the email it just said once I pay my balance down they will let charges through on my accounts. Has anyone ever had this happen with Amex yet?

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When I originally got my Personal Platinum card my accounts were placed on suspension until further notice. What was weird is that I could still make small purchases on them without a problem. When I called they said my account were suspended for they weren't used to me putting such large amounts on my account and needed the history to build up for it to not do that. My solution for the first two months was I had to make several payments for extremely large purchases that I charged. 

[thummel]

Looks like once I pay the balance down they will lift the suspension. Really surprised they didn't ask for a 4506t or put me into a financial review. If they ever did I wouldn't have a problem sending them the information they need either.

[grillandwinemaster]

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@thummel wrote:
... they didn't ask for a 4506t or put me into a financial review. If they ever did I wouldn't have a problem sending them the information they need either.

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Be careful with this.  Before you send anybody a4506t make sure they don't outsource the information.  (lexis-nexus)  There have been nightmare horror stories with what happens to your information when this Is requested.  Once those gates are open, there's no going back.