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Frequent Contributor
Posts: 473
Registered: ‎02-11-2013
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Amex - The Pay Over Time Feature... Credit Reporting.

Does anyone know if the balance that gets deferred under the "pay over time" feature gets reported as a separate account on your credit report and if so does it show the CL for this feature?  I have a 35k limit on the pay over time portion of my GPR Amex account and wanted to know how they report both balances and the CL on this part of the account..  Thanks

Citi Hilton Honors: $25,000 -- Chase Sapphire Preferred: $25,000 -- Amex PLat: $NPSL -- Amex Everyday Preferred: $10,000 -- Citi TY Premier World: $16,800 -- NWFCU: $7,500 -- Chase Amazon Rewards: $7,000 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,400 -- Discover IT: $8,000 -- AmexTrueEarnings: $10,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: Amex - The Pay Over Time Feature... Credit Reporting.

I would like to know also. I have it on my Amex Green. Not that I am planning to use it.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

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