I kept going back and forth about whether or not I should apply for the Amex Zync as I thought I probably wouldn't be approved. But then I thought, what the heck, go for it, and I was instantly approved! I have been working so hard to rebuild these last few years and it feels really good to have a card from a "prime" lender again. I realize it's a charge card, but I finally got my foot back in the door!
How does one go about back-dating? I had an American Express card in 2001 and back-dating would help with my AAoA.
Give customer service a call! Congrats!