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Established Member
dadembk
Posts: 18
Registered: ‎05-28-2013

Amex Zync PSL actual PC ?

Have any Zync PSL card members actually PC'd? Their are so many rumors regarding the actuality of this occurring, Senior Green, Green, PRG, etc. If your Zync card was a NPSL version please refrain from replying, I'm interested in the unwanted cousin version.

I run approx 2x my PSL thru monthly. I try to let a small balance report on the statement cutoff and pay again a couple days later. I have other card choices, but like the "forced responsibility" of a charge card. I just wish it was actually useable.

Will I ever be ale to grow with this relationship?

Thanks in advance,
Daid
AKA The Fictional Gardener
In the garden, then out, then in again, etc.
Currently
Fico 677 (Walmart), Fico 696 (Equifax), Fico 654 (Experian)
Goal
700 across the board
CFE Visa $5K, BOA 123 $1500, Discover It $1K, PayPal MC $1K, CO Cash Rewards MC $1K, Wally $800

Established Member
dadembk
Posts: 18
Registered: ‎05-28-2013

Re: Amex Zync PSL actual PC ?

With the number of people that have looked at the post, yet nobody replying I take that growing with the Zync is going to be nearly impossible.

I'm going to let some recently acquired cards build history and seek a PC in early 2014. If it doesn't work then I'll likely cancel, wait 90 days and reapply from scratch.

Hopefully there will be posts about positive things regarding Zync by then since the cancelation will be more than a year old at that point.

Argh!
AKA The Fictional Gardener
In the garden, then out, then in again, etc.
Currently
Fico 677 (Walmart), Fico 696 (Equifax), Fico 654 (Experian)
Goal
700 across the board
CFE Visa $5K, BOA 123 $1500, Discover It $1K, PayPal MC $1K, CO Cash Rewards MC $1K, Wally $800

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011

Re: Amex Zync PSL actual PC ?

[ Edited ]

dadembk wrote:
Have any Zync PSL card members actually PC'd? Their are so many rumors regarding the actuality of this occurring, Senior Green, Green, PRG, etc. If your Zync card was a NPSL version please refrain from replying, I'm interested in the unwanted cousin version.

I run approx 2x my PSL thru monthly. I try to let a small balance report on the statement cutoff and pay again a couple days later. I have other card choices, but like the "forced responsibility" of a charge card. I just wish it was actually useable.

Will I ever be ale to grow with this relationship?

Thanks in advance,
Daid

Sorry... posted inaccurately!

 


Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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Valued Contributor
jamesdwi
Posts: 1,433
Registered: ‎09-16-2011

Re: Amex Zync PSL actual PC ?

I would call and try to get the PSL removed on the account, if they won't hold off till January and AP for PRG with the first year AF waived, then you get backdating goodness, and you can still go back to your Zync  or PC the PRG to Senior green before the AF hits,

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.

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