09-22-2010 12:31 PM - edited 09-23-2010 09:50 AM
I wanted to take advantage of the 5.99% APR BT offer and also get the cashRewards card.
12 days, proof of identity, address and last 2 paystubs later I was approved for $2k.
I'm afraid to push it on getting an CLI upon activation, but what are my chances?
Currently have a nRewards at $5k CL and its the highest limit I have
USAA denied me bc of a charge off that is still on my report, even though I was preapproved for a home loan through them, and could show proof of payment
Zync is still being reviewed
stick a fork in me, I'm done.
At least until my car dies and I'm forced to get one. My SL2 has over 200,000 on it so I'm hoping she'll last
09-23-2010 09:01 AM
The CSR was able to call my bank to verify my address, and it was close, but I got approval for the Zync!
A CO that was showing unpaid even though its paid almost kept me out but yay!
I chose the Family pack.
09-23-2010 12:19 PM
yea I had the nRewards for 3 years before i asked for that CLI, lol
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.