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Amex Zync & NFCU 2nd card approval

Regular Contributor

Amex Zync & NFCU 2nd card approval

I wanted to take advantage of the 5.99% APR BT offer and also get the cashRewards card.

12 days, proof of identity, address and last 2 paystubs later I was approved for $2k. Smiley Happy

I'm afraid to push it on getting an CLI upon activation, but what are my chances?

 

 

Currently have a nRewards at $5k CL and its the highest limit I have

 

USAA denied me bc of a charge off that is still on my report, even though I was preapproved for a home loan through them, and could show proof of payment

Zync is still being reviewed

 

stick a fork in me, I'm done.

At least until my car dies and I'm forced to get one.  My SL2 has over 200,000 on it so I'm hoping she'll last Smiley Happy

 


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!
3 REPLIES
Regular Contributor

AMEX Zync & NFCU 2nd card approval

The CSR was able to call my bank to verify my address, and it was close, but I got approval for the Zync!

A CO that was showing unpaid even though its paid almost kept me out but yay!

I chose the Family pack.


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!
Regular Contributor

Re: AMEX Zync & NFCU 2nd card approval

WTG!!!!!! And no I would def not ask for a CLI.  I go by the 1yr TL rule of thumb.  Some go by 6 months..

Regular Contributor

Re: AMEX Zync & NFCU 2nd card approval

yea I had the nRewards for 3 years before i asked for that CLI, lol

 


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!