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Regular Contributor
isisblue
Posts: 145
Registered: ‎08-28-2007

Amex Zync & NFCU 2nd card approval

[ Edited ]

I wanted to take advantage of the 5.99% APR BT offer and also get the cashRewards card.

12 days, proof of identity, address and last 2 paystubs later I was approved for $2k. :smileyhappy:

I'm afraid to push it on getting an CLI upon activation, but what are my chances?

 

 

Currently have a nRewards at $5k CL and its the highest limit I have

 

USAA denied me bc of a charge off that is still on my report, even though I was preapproved for a home loan through them, and could show proof of payment

Zync is still being reviewed

 

stick a fork in me, I'm done.

At least until my car dies and I'm forced to get one.  My SL2 has over 200,000 on it so I'm hoping she'll last :smileyhappy:

 


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!
Regular Contributor
isisblue
Posts: 145
Registered: ‎08-28-2007

AMEX Zync & NFCU 2nd card approval

The CSR was able to call my bank to verify my address, and it was close, but I got approval for the Zync!

A CO that was showing unpaid even though its paid almost kept me out but yay!

I chose the Family pack.


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!
Regular Contributor
iluvmyfico
Posts: 163
Registered: ‎03-10-2008

Re: AMEX Zync & NFCU 2nd card approval

WTG!!!!!! And no I would def not ask for a CLI.  I go by the 1yr TL rule of thumb.  Some go by 6 months..

Regular Contributor
isisblue
Posts: 145
Registered: ‎08-28-2007

Re: AMEX Zync & NFCU 2nd card approval

yea I had the nRewards for 3 years before i asked for that CLI, lol

 


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!

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