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Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: Amex Zync, now BCE ???


Anarchy wrote:

I say go for it.


chnceit! :smileywink:


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: Amex Zync, now BCE ???

Go for it and let us know!!
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
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Re: Amex Zync, now BCE ???


Jayb5635 wrote:
My AAoA is at 3 years right now, oldest account over 11 years ago. I've had the chase freedom since August, and I've had a checking account with them for about 7 years.

You should go speak to a relationship banker at a branch and see if you have any pre-approvals. That's how I found out I was pre-approved for a CSP.

Member
Posts: 12
Registered: ‎12-03-2012
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Re: Amex Zync, now BCE ???

Why is it best to ap in Janurary?

Starting Score: 8/2009 - 542
Current Score: 1/2013 - TU 702 / EQ 692/ EX 692
Goal Score: All above 700
Wallet: Discover IT - $8,800 | Amex PRG - NPSL | Capital One Platinum Mastercard - $5,000 | Capital One Cash Rewards Mastercard - $2,000 | Citi Thank You Preferred Visa - $3,000 | USAirways Mastercard - $5,000
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: Amex Zync, now BCE ???

Try the Chase preapproval link maybe that will pull up any offers

$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Posts: 202
Registered: ‎07-27-2012
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Re: Amex Zync, now BCE ???

[ Edited ]

constantgardener wrote:

Why is it best to ap in Janurary?


 

 

Optimum backdating. Your new card will an open date of 01/2012 (or whatever yor Member since date is).

 

So, if I were to get a new card now, my open date would be 01/2008 not 01/2013.

Current Cards: AMEX Everyday ($5k), AMEX BCE ($15.2k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($5k)

1/15 - 792 Fico EX (AMEX) - In garden indefinitely.
Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
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Re: Amex Zync, now BCE ???


chnceit wrote:
Try the Chase preapproval link maybe that will pull up any offers

It doesn't pull from the same source as the banker's tool does. The best way to find out is to go see them.

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: Amex Zync, now BCE ???

Good to know, I wish I had a Chase bank near by so I can ask the banker every month or so :smileyhappy:

$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
Posts: 331
Registered: ‎08-02-2012
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Re: Amex Zync, now BCE ???

I have a chase branch right across from my job so I'll ask today. Regardless, I'ma wait another week to apply because my freedom reports on the 24th and I want it to show a zero balance.


In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $13,500, Amex Starwood $1000, Chase Freedom Visa Signature $5000, Chase Sapphire Preferred Visa Signature $10,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $5000, Cap One Quicksilver MasterCard $6000, Citi Forward Visa $5300, Discover IT $6000
Frequent Contributor
Posts: 331
Registered: ‎08-02-2012
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Re: Amex Zync, now BCE ???

I spoke with someone at a branch and was told I had no preapproval offers. Doesn't concern me tho, as I wasn't preapproved for either my freedom or zync. Something interesting I heard from the guy at chase was him stating he has recently seen sapphire preferred cards with credit lines under 5k. Anyone else aware of this ???


In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $13,500, Amex Starwood $1000, Chase Freedom Visa Signature $5000, Chase Sapphire Preferred Visa Signature $10,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $5000, Cap One Quicksilver MasterCard $6000, Citi Forward Visa $5300, Discover IT $6000
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