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Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Amex Zync

Just got amex zync, so happy i got approved. I think it is pretty easy to get one. Im only a 19 year old college student

My average age of accounts is 7 months

Oldest Tradeline is 1 year and 4 months

UTI is 32%

No lates or any baddies

Not sure which bureau they pulled but i have over 10+ on every bureau

Total Accounts is 10

Just got approved for the Macys store card for $600 the day before and a littmans jewelery account for $1000 right after the amex app

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010
0

Re: Amex Zync

What were your fico scores?

 

Congrats on all the approvals

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Re: Amex Zync

to be honest im not exactly sure. All I know is that my Creditkarma score was 641

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Established Contributor
TheCreditKid
Posts: 620
Registered: ‎08-14-2010
0

Re: Amex Zync

[ Edited ]

Congrats on your approval. I'm 20 and I got accepted like 2 months ago as well. AMEX is really not my thing because the rewards on this card is not as great as my BankAmericard from BofA. Only reason I chose this card is because I wanted to get my foot in the door with AMEX. Otherwise I use it for dining and shopping at malls. But for everyday  usage I stick with BofA. Have fun with your card =], many people will look at the card weird because its still fairly new and they will make comments about the card.

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