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I'm about your age(20) and I recently got approved 2 months ago. I would highy suggest that you apply for one if you have good payment history.Remember Zync is for people in their 20's so Amex won't expect much history from you and charge cards are tend to be easier to obtain than AMEX revolving cards. Go apply, then tell us the result!
@TheCreditKid wrote:I'm about your age(20) and I recently got approved 2 months ago. I would highy suggest that you apply for one if you have good payment history.Remember Zync is for people in their 20's so Amex won't expect much history from you and charge cards are tend to be easier to obtain than AMEX revolving cards. Go apply, then tell us the result!
Sorry about the same response, my computer was lagging.
they will %100 decline ur increase with %70 util, i promise u!
well actually im not sure. since this is ur only card u will probably give it a chance. let us know wat happens?
make sure and ask if they are going to do a hard pull or a soft pull on ur report. sometimes they wont do it but they do it most of the time... good luck
They will see the last reported utilization (when your last statement cut & reported). So your util would still be 70%
Pay down the balance then apply or request a CLI.