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Amex & EX Weirdness HELP

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andre181
Established Contributor

Amex & EX Weirdness HELP

This is for my Zync card. It used to report as a "Charge Card" now it says "Credit Card" and the term says 1 month.

And my OK's are gone now. AAoA dropped from 1.8 to 1.7 years with this change.

This is only on EX.

Whats up?

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Amex & EX Weirdness HELP

I have had similar problems in the past with Experian and other CCC but a simple dispute with the balance history should do the trick.

Message 2 of 4
haulingthescoreup
Moderator Emerita

Re: Amex & EX Weirdness HELP

Don't forget that info from credit monitoring services is often goobered up. For instance, the way that Equifax history displays, all those X's.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 4
ArisGreek
Frequent Contributor

Re: Amex & EX Weirdness HELP

It says February because that credit pull you did is from "FreeCreditReports.com" even thuogh you got it on the Experian site.  If you "Dispute" and enter information, you'll see your ACTUAL Experian Credit Report sans score. It's a little trick I found out Smiley Happy

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TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 4 of 4
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