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Amex & backdating

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longtimelurker
Epic Contributor

Re: Amex still might backdate


@Anonymous wrote:

@Obt3wKLq5t wrote:

The dates on the card don't matter.  It's the dates on the credit report that we care about.  My card from April gave me an open date of 2015.


It matters to me. I love looking at my cards and seeing Member since 80Smiley LOL


Buit is the thrill stil there after the 1000th time?

Message 11 of 14
Anonymous
Not applicable

Re: Amex still might backdate


@longtimelurker wrote:

@Anonymous wrote:

@Obt3wKLq5t wrote:

The dates on the card don't matter.  It's the dates on the credit report that we care about.  My card from April gave me an open date of 2015.


It matters to me. I love looking at my cards and seeing Member since 80Smiley LOL


Buit is the thrill stil there after the 1000th time?


The thrill went away with my ED, so I apped the SimplyCash. Now the thrill is back.

Message 12 of 14
TRC_WA
Senior Contributor

Re: Amex still might backdate

I got my first AmEx in December 2014... and my card says MSD 2014.

 

I'm so disappointed that I didn't get a card in like 1991 or something so I could get a 2nd card in 2015 that AmEx inaccurately reports to the CRA's as being opened in 1991.

 

It just kills that 15% of my FICO score I'll tell ya....

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 13 of 14
Anonymous
Not applicable

Re: Amex & backdating

I know. My first Amex was 1990. I didn't use it much after 2007 and they closed the account positively in 2012. I just opened three new 3 Amex card's and while it says 1990 on my account, I'm certain my report's will state 2015. I'd love the backdating to 1990. Oh well. Too late for me.
Message 14 of 14
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