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Valued Contributor
tray
Posts: 1,391
Registered: ‎01-29-2008
0

Amex and 0%APR

Does anyone know if Amex offers any 0% apr promo offers at all if you are already a cardholder member or even has recieved one in the past thanks for any information.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Contributor
Cdnewmanpac
Posts: 767
Registered: ‎01-16-2012
0

Re: Amex and 0%APR

My wife got a 3.9% offer on an existing blue.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex and 0%APR

Only when I got my AMEX Blue it had 0% for 6 months and I had my Green, but no promo rate. You could ask AMEX to decrease you interest rate.

$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Amex and 0%APR

i didn't realize i had 0% interest rate on my blue cash preferred lol, not sure how long but I got citi and freedom with 12 -15 months so not worried


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012
0

Re: Amex and 0%APR

[ Edited ]

Kind of assumed they didnt offer it hmm. 

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex and 0%APR

AMEX is offering 0% for 12 months on their vanilla Blue card

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
tray
Posts: 1,391
Registered: ‎01-29-2008
0

Re: Amex and 0%APR


chnceit wrote:
AMEX is offering 0% for 12 months on their vanilla Blue card

Do you mean is someone app'd for this card or already has this card


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Valued Contributor
tray
Posts: 1,391
Registered: ‎01-29-2008
0

Re: Amex and 0%APR

Well for an update I called amex on my costco card and asked if amex offers any apr reductions promotions at any time, the rep told me at this time no, but to call back as if they do offer it from time to time I wonder if this is actually true?


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Amex and 0%APR

just remember the 0% APR is usually a trap with Amex. low balances doesn't matter, but high balances for more than 3 months puts you in risk of CLD


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex and 0%APR

If someone apps for the card.

$100K in Credit
Last Credit Card App: 11/16/13

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