Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 569
Registered: ‎02-11-2013
0

Amex and Discover New Account Reporting.... When?

I received new Amex and Discover cards just over a month ago and neither have reported to any of the CBs yet.. 

 

When would they normally report a newly opened account?

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: Amex and Discover New Account Reporting.... When?

About the second statement closing date.

 

Valued Member
Posts: 25
Registered: ‎11-27-2012
0

Re: Amex and Discover New Account Reporting.... When?

My Amex account reported with the second statement. (Don't have discover)

Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Amex and Discover New Account Reporting.... When?

AMEX could take up to 2 statement not sure about discover

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 569
Registered: ‎02-11-2013
0

Re: Amex and Discover New Account Reporting.... When?

WOW.... All my other new ones reported in just about 2 weeks, except for Amex and Discover.. I have a 3k balance transfer to discover so I'm in no rush with that one.. Smiley Happy Smiley Happy  Thanks..

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: Amex and Discover New Account Reporting.... When?


RSCo wrote:

WOW.... All my other new ones reported in just about 2 weeks, except for Amex and Discover.. I have a 3k balance transfer to discover so I'm in no rush with that one.. Smiley Happy Smiley Happy  Thanks..


BofA tends to report immediately, while the waiting time for Chase and Citi varies between 3 days and 3 weeks Robot tongue

 

Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Amex and Discover New Account Reporting.... When?

It took two months (or basically 2 statements) for my Discover to report.  It seems like they are even slower for monthly reporting Smiley Frustrated.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Established Contributor
Posts: 569
Registered: ‎02-11-2013
0

Re: Amex and Discover New Account Reporting.... When?


Rhaeny wrote:

It took two months (or basically 2 statements) for my Discover to report.  It seems like they are even slower for monthly reporting Smiley Frustrated.


sweet.. that will give me some time to pay down a 3k transfer I did to it with a 5k limit...  thanks..

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Highlighted
Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: Amex and Discover New Account Reporting.... When?


RSCo wrote:

Rhaeny wrote:

It took two months (or basically 2 statements) for my Discover to report.  It seems like they are even slower for monthly reporting Smiley Frustrated.


sweet.. that will give me some time to pay down a 3k transfer I did to it with a 5k limit...  thanks..

 


Discover is known to report mid-cycle sometimes, so be careful about that! Smiley Wink

 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.