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Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
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Re: Amex and Experian

Oops, looks like trumpets reply shot that thought down.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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pizzadude
Posts: 9,643
Registered: ‎01-28-2010
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Re: Amex and Experian

 

Just a guess here, but I think that they might not process your app until you call them and explain or unfreeze your EX report.   They seem to always prefer EX, and even when they pull TU and EQ it is along with the EX pull.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
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Re: Amex and Experian


pizzadude wrote:

 

Just a guess here, but I think that they might not process your app until you call them and explain or unfreeze your EX report.   They seem to always prefer EX, and even when they pull TU and EQ it is along with the EX pull.


That was my asumtion too




Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Amex and Experian


Cotton_Britches wrote:

Comments on the board seem to indicate that Amex pulls Experian. If Experian is frozen, will they pull another bureau or simply decline the app?


More than likely decline.




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