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Established Contributor
TimeToRecover
Posts: 555
Registered: ‎03-21-2013
0

Amex and HP removal

[ Edited ]
So here is the scoop.  I called amex today to try to recon.  my 4 year old foreclosure was why they denied me.  OK i can accept that it happened. 
 
BUT
 
I then asked why they pulled all 3 reports if they saw the foreclosure on the first one they pulled.  the CSR said they only pulled EQ. 
 
So I now have the phone number to call to get the other 2 HP's removed but he said I needed the 12-16 digit number for the pull.  I looked thru my fako reports and can't find the number I looked on the my fico report and can't find the number and I looked on my report direct from the CRA and can't find any # tied to the hard pulls. 
 
Does anyone know where or how I can get this number?  It would be nice to at least get the extreonous HP removed.  Or if I could just disbute them would amex not be able to verify them. 
 
Maybe ill just call the number that the guy gave me at amex and ask.
 
 

Starting Score: 570 ish
Current Score:EX (666) Fair Isaac Ver24/21/2014, EQ (669) Beacon 5 4/21/2014, TU (699) Fico Classic 04 4/21/2014 (ALL MORTGAGE PULL So close to that 700)
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Established Contributor
TimeToRecover
Posts: 555
Registered: ‎03-21-2013
0

Amex and hard pulls

So interesting day. I think I fail at recon. I was like ok when they said I had a foreclosure I may try tomorrow again. Anyway. Helpful info for folks

I had 3hard pulls from them and asked why they say they only pulled eq. So how to get the the other 2 hard pulls removed. After 5different Amex numbers I was finally told I can get the number directly from cr. but I have to call it doesn't show on report. So my next move call tu and ex to get hp number ... Call Amex back.... Get the 2 HPs removed. Sounds like a good mission while I get the luxury of working from home next week

Starting Score: 570 ish
Current Score:EX (666) Fair Isaac Ver24/21/2014, EQ (669) Beacon 5 4/21/2014, TU (699) Fico Classic 04 4/21/2014 (ALL MORTGAGE PULL So close to that 700)
Goal Score: 750
NEW HOUSE - Building 30% complete
In My Wallet: GE Care Credit (8K) BofA Cash Rewards Signature Visa (5K) Cap One Quicksilver (4.5K) Chase Freedom (4K) VS Angel Card (900)
Community Leader
Senior Contributor
myjourney
Posts: 25,575
Registered: ‎02-07-2013
0

Re: Amex and hard pulls


TimeToRecover wrote:
So interesting day. I think I fail at recon. I was like ok when they said I had a foreclosure I may try tomorrow again. Anyway. Helpful info for folks

I had 3hard pulls from them and asked why they say they only pulled eq. So how to get the the other 2 hard pulls removed. After 5different Amex numbers I was finally told I can get the number directly from cr. but I have to call it doesn't show on report. So my next move call tu and ex to get hp number ... Call Amex back.... Get the 2 HPs removed. Sounds like a good mission while I get the luxury of working from home next week

Best wishes that they get removed ...stay on them:smileywink:

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