Amex app decision

[CS800]

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@-Cain- wrote:
My second app was cancelled after my first was declined in October. Zync declined, Costco TE cancelled...applied within minutes of each other.

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You didn't get either?

Also were the inqs removed?

Trying to confirm that AMEX would pull to hard if one app for a revolver and a charge. In the event one gets declined, is the hard pull removed?

[-Cain-]

If I recall correctly, I applied for the Costco first and received some sort of processing message as they had to verify my membership in order to continue. I immediately applied for Zync and was declined. A few days later I received notice that the Costco app was cancelled after the Zync denial, no further inquiry pulled.

[dharalex]

I believe I read some inaccurate info. At least in my case, I applied for the Blue and the Gold Premier Rewards on the same day, both online. I was instantly approved and it was only 1 hard pull on EX. I did receive invitations to apply for both. From reading MANY threads and my own experience, i think it's very unlikely to have more than 1 inq if done on the same day.

[stone]

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@arsenal04 wrote:

You can also see if you are pre-qualified for any cards on AMEX's site.  Plug in you info and see how what goes.  It is a SP for the pre-approval.

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Are you sure it is a SP if prequalified? got three RSVP mails yet.

[Anonymous]

You have to spend a paltry amount on groceries in order for the BCE to be better than tnhe BCP

[arsenal04]

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@stone wrote:

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@arsenal04 wrote:

You can also see if you are pre-qualified for any cards on AMEX's site.  Plug in you info and see how what goes.  It is a SP for the pre-approval.

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Are you sure it is a SP if prequalified? got three RSVP mails yet.

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I was refering to the pre-approval on their website.  If you check you pre-approval status on the AMEX website it is a SP.  It will be a HP if you apply for a card.

[john398]

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@arsenal04 wrote:

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@stone wrote:

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@arsenal04 wrote:

You can also see if you are pre-qualified for any cards on AMEX's site.  Plug in you info and see how what goes.  It is a SP for the pre-approval.

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Are you sure it is a SP if prequalified? got three RSVP mails yet.

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I was refering to the pre-approval on their website.  If you check you pre-approval status on the AMEX website it is a SP.  It will be a HP if you apply for a card.

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I thought they just checked there internal database for that

[dnice77]

I read somewhere that if you were denied for your initial application that all subsequent apps would be automatically denied.

[Anonymous]

I had to apply 3 times in a row in order to get an application to not show up cancelled after I had already been denied. Went like t his:

8 AM:

apply blue

hard pull

denied

10AM:

apply zync 

no pull

cancelled, "blah blah we must use our original decision to deny or w/e"

10:30AM

apply zync

no pull

cancelled again

11 AM

apply zync

in progress.

hard pull, eventually denied.

[sandsanta]

Go ahead and apply for BCE.  I very much doubt you'll get declined unless your income is very low.