Credit Cards Center Credit cards from our partners
Reply
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Amex app grey area

Regular Contributor
Posts: 218
Registered: ‎02-27-2013
0

Re: Amex app grey area


navigatethis12 wrote:

Burned2manybridgesB4 wrote:

I had to ask her how to do it...I KNOW I'm too old for tweeting.

 

 

...at least I can tell youngsters how to set the VCR clock.


VCR?


LOL   Smiley Very Happy

Valued Contributor
Posts: 1,084
Registered: ‎02-06-2013
0

Re: Amex app grey area

VCR = Virtual Credit Report?

259/21001600/16002400/25002000/2000,2013 Scores (Initially none cause I had no credit at all then TU:519 Recent scores:FICO EX 632,EQ 635,TU 659....Link to my Rebuild Log
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Amex app grey area


dddewdrop wrote:

VCR = Virtual Credit Report?


The VCR has gotten THAT old!!! Smiley Very Happy




EQ FICO 548 3/3/16
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Amex app grey area

Like lexie said, if it has a cash value, you can include it. Otherwise no.

If listing your life insurance is okay, Everyone will be including their social security, unemployment benefits, Medicare and all kinds of benefits they get in various circumstances.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 2,751
Registered: ‎03-15-2012
0

Re: Amex app grey area

Couldn't verify the correct answer online. The email rep passed the buck, and recommended I call the main line csr's..
Valued Contributor
Posts: 1,507
Registered: ‎09-14-2012
0

Re: Amex app grey area

I doubt either the online rep or mainline CSR's would have any clue.  

 

I tend to agree with the consensus that if it has cash value you include it, if it is a Term policy do not..

Never take credit personally

NFCU cashRewards $25,000; BofA Business Cash Rewards $20,000; Amex Business Platinum; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $18,600; Citi DC $12,900; Capital One Venture $15,000; Penfed Platinum Sig $5,000; Barclay Arrival Plus WEMC $15,000; Barclays Hawaiian Air Biz $20,000; US Bank PLOC Overdraft $1,500; PenFed PLOC $20,000

Valued Contributor
Posts: 2,751
Registered: ‎03-15-2012
0

Re: Amex app grey area

Here's the kicker. The cap one eo csr said it's tangible, when I had to list my assets, and used that info towards uw.
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Amex app grey area

[ Edited ]

If the policy has a face value, then it is an asset.

 

A term life is not an asset, but a universal life, or whole life would be an asset.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Highlighted
Valued Contributor
Posts: 2,751
Registered: ‎03-15-2012
0

Re: Amex app grey area

....and it's the leading reason my old lady tolerates me most of the time.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.