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Moderator
09Lexie
Posts: 25,560
Registered: ‎09-13-2012
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Re: Amex app grey area

Regular Contributor
culture
Posts: 200
Registered: ‎02-27-2013
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Re: Amex app grey area


navigatethis12 wrote:

Burned2manybridgesB4 wrote:

I had to ask her how to do it...I KNOW I'm too old for tweeting.

 

 

...at least I can tell youngsters how to set the VCR clock.


VCR?


LOL   :smileyvery-happy:

Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
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Re: Amex app grey area

VCR = Virtual Credit Report?

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Amex app grey area


dddewdrop wrote:

VCR = Virtual Credit Report?


The VCR has gotten THAT old!!! :smileyvery-happy:




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Super Contributor
enharu
Posts: 6,913
Registered: ‎02-27-2013
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Re: Amex app grey area

Like lexie said, if it has a cash value, you can include it. Otherwise no.

If listing your life insurance is okay, Everyone will be including their social security, unemployment benefits, Medicare and all kinds of benefits they get in various circumstances.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Burned2manybridgesB4
Posts: 2,142
Registered: ‎03-15-2012
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Re: Amex app grey area

Couldn't verify the correct answer online. The email rep passed the buck, and recommended I call the main line csr's..

Established Contributor
sccredit
Posts: 867
Registered: ‎09-14-2012
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Re: Amex app grey area

I doubt either the online rep or mainline CSR's would have any clue.  

 

I tend to agree with the consensus that if it has cash value you include it, if it is a Term policy do not..

Unsecured Credit: Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; US Bank Platinum $8,600; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $5,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $5,000; Bank of America World Points Business Visa $8,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Valued Contributor
Burned2manybridgesB4
Posts: 2,142
Registered: ‎03-15-2012
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Re: Amex app grey area

Here's the kicker. The cap one eo csr said it's tangible, when I had to list my assets, and used that info towards uw.

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
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Re: Amex app grey area

[ Edited ]

If the policy has a face value, then it is an asset.

 

A term life is not an asset, but a universal life, or whole life would be an asset.


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Burned2manybridgesB4
Posts: 2,142
Registered: ‎03-15-2012
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Re: Amex app grey area

....and it's the leading reason my old lady tolerates me most of the time.


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