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Amex app grey area

Moderator Emerita

Re: Amex app grey area

Message 21 of 30
Regular Contributor

Re: Amex app grey area


navigatethis12 wrote:

Burned2manybridgesB4 wrote:

I had to ask her how to do it...I KNOW I'm too old for tweeting.

 

 

...at least I can tell youngsters how to set the VCR clock.


VCR?


LOL   Smiley Very Happy

Message 22 of 30
Valued Contributor

Re: Amex app grey area

VCR = Virtual Credit Report?

Message 23 of 30
Mega Contributor

Re: Amex app grey area


dddewdrop wrote:

VCR = Virtual Credit Report?


The VCR has gotten THAT old!!! Smiley Very Happy




EQ FICO 548 3/3/16
Message 24 of 30
Super Contributor

Re: Amex app grey area

Like lexie said, if it has a cash value, you can include it. Otherwise no.

If listing your life insurance is okay, Everyone will be including their social security, unemployment benefits, Medicare and all kinds of benefits they get in various circumstances.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 25 of 30
Valued Contributor

Re: Amex app grey area

Couldn't verify the correct answer online. The email rep passed the buck, and recommended I call the main line csr's..
Message 26 of 30
Valued Contributor

Re: Amex app grey area

I doubt either the online rep or mainline CSR's would have any clue.  

 

I tend to agree with the consensus that if it has cash value you include it, if it is a Term policy do not..

Starting a whole new chapter
Message 27 of 30
Valued Contributor

Re: Amex app grey area

Here's the kicker. The cap one eo csr said it's tangible, when I had to list my assets, and used that info towards uw.
Message 28 of 30
Moderator Emeritus

Re: Amex app grey area

If the policy has a face value, then it is an asset.

 

A term life is not an asset, but a universal life, or whole life would be an asset.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 29 of 30
Valued Contributor

Re: Amex app grey area

....and it's the leading reason my old lady tolerates me most of the time.
Message 30 of 30