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About 9 months ago i got an Amex BCE and got the 3x CLI upon activation to 10.8k. I just recieved an auto CLI to 15.8k when my statement cut this month. Am i able to request the 3x CLI or do i have to wait 6 months? (I won't 3x anyways though... will probably ask for 25k just to inscrease my total credit line)
Just for reference my scores are around 730's with an income around 80k.
I've been running everything through BCE because it's still zero interest.
@Anonymous wrote:About 9 months ago i got an Amex BCE and got the 3x CLI upon activation to 10.8k. I just recieved an auto CLI to 15.8k when my statement cut this month. Am i able to request the 3x CLI or do i have to wait 6 months? (I won't 3x anyways though... will probably ask for 25k just to inscrease my total credit line)
Just for reference my scores are around 730's with an income around 80k.
I've been running everything through BCE because it's still zero interest.
I think you should wait. While there's no harm in trying and getting a letter of denial, it's better to give them space and try between 4 and 6 months. This is especially true if you had just received CLI.
To be fair, in the monster "3x AmEx CLI" thread or whatever it's called, plenty of people mentioned that they were successful in asking for manual CLIs after an automatic CLI. Apparently the clock only ticks from manual CLIs, and you can get another when you're eligible (180 days after last CLI), even if AmEx just showed you some automatic luv. Then again, it's what you're comfortable with and if you would be ok waiting another 90 days if this request happens to get declined.
You can definitely ask. Auto CLI does not reset the 6 month clock.
@Anonymous wrote:You can definitely ask. Auto CLI does not reset the 6 month clock.
This is correct. Ask away as there is no harm in doing so.
Go for it No harm no foul
What did you decide?
What in the heck? How on earth is it that people are getting Auto CLI's? I had a 5 k limit with them for 9 months and would regularly spend 8-15K on it paying most of it before statement close on multiple cards. I never started trying to get CLI's till I opened my own business a couple years ago, now I find that my lines are tiny compared to what I actually spend in a month as cost of goods to keep it running are very high...