Reply
Regular Contributor
ferrari
Posts: 192
Registered: ‎07-21-2010
0

Re: Amex backdating and AUs?

IME I was added as an AU in 2008 to an account that was opened in 2005. The AU on my report was dating back to 2005. BUT when I got my own AMEX last year it was backdated to 2008.

Established Contributor
mross1080
Posts: 527
Registered: ‎04-21-2010
0

Re: Amex backdating and AUs?

Im pretty sure that its from whenever you had a card with your name on it. I added my mother as a AU on my account recently and it turns out she had an amex for a few months in the 80's and they backdated her to then.

Valued Member
coder2010
Posts: 36
Registered: ‎10-29-2010
0

Re: Amex backdating and AUs?

[ Edited ]

My mom has a business Amex that she's had for years (it's for her personal business with personal guarantee). I'm an AU on it.

 

If she gets a regular Amex will they back date it to her business date?.

New Contributor
Insyder
Posts: 75
Registered: ‎12-08-2010
0

Re: Amex backdating and AUs?

Yes, the only cards that don't count for backdating are corporate.


Starting Score: 720
Current Score: EQ 752 TU 753 EX 749 PSECU
Goal Score: 800


Take the FICO Fitness Challenge
Established Contributor
Tons_of_Debt
Posts: 610
Registered: ‎08-01-2008
0

Re: Amex backdating and AUs?

Do I need to do anything or will the backdate come automatically? 

08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}