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Established Member
TonyYork
Posts: 27
Registered: ‎12-14-2011
0

Amex backdating question

So I currently have an Amex Gold which I've had a couple years now. I just got approved for Amex Blue. My question is will my new Amex Blue backdate to when I opened my Gold? Also if it does how does that report on my profile? will it show pay on time for all those months I didn't have the card or have no monthly information an just an older age?

Starting Score: EQ 637 EX 625 TU 629
Current Score: EQ 637 EX 625 TU 629
Goal Score: 725


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Valued Contributor
jamesdwi
Posts: 1,892
Registered: ‎09-16-2011
0

Re: Amex backdating question

it will report the year you became a member and the current month if you became a member in 2010, and you were approved this month your member date would be  9/2010 it would take a few months to get your new card reporting but it should automaticly backdate since you are a current member, no headaches expected, if you have a choice its best to apply for AMEX cards besides the first one in january, so they backdate to  1/member year. 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: Amex backdating question

I know it's not maxing my backdating but the next Amex app for me will be June. What's 6 months when it will come with 20 years :smileywink: (member since 1993)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Member
TonyYork
Posts: 27
Registered: ‎12-14-2011
0

Re: Amex backdating question

That's James for the info. Sounds like January would have been the best month to apply but I'll take two free years.

Starting Score: EQ 637 EX 625 TU 629
Current Score: EQ 637 EX 625 TU 629
Goal Score: 725


Take the FICO Fitness Challenge

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