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Established Member
Posts: 27
Registered: ‎12-14-2011
0

Amex backdating question

So I currently have an Amex Gold which I've had a couple years now. I just got approved for Amex Blue. My question is will my new Amex Blue backdate to when I opened my Gold? Also if it does how does that report on my profile? will it show pay on time for all those months I didn't have the card or have no monthly information an just an older age?

Starting Score: EQ 637 EX 625 TU 629
Current Score: EQ 637 EX 625 TU 629
Goal Score: 725


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Valued Contributor
Posts: 1,971
Registered: ‎09-16-2011
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Re: Amex backdating question

it will report the year you became a member and the current month if you became a member in 2010, and you were approved this month your member date would be  9/2010 it would take a few months to get your new card reporting but it should automaticly backdate since you are a current member, no headaches expected, if you have a choice its best to apply for AMEX cards besides the first one in january, so they backdate to  1/member year. 

 

 


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Last APP 12/15/2014
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Amex backdating question

I know it's not maxing my backdating but the next Amex app for me will be June. What's 6 months when it will come with 20 years :smileywink: (member since 1993)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Member
Posts: 27
Registered: ‎12-14-2011
0

Re: Amex backdating question

That's James for the info. Sounds like January would have been the best month to apply but I'll take two free years.

Starting Score: EQ 637 EX 625 TU 629
Current Score: EQ 637 EX 625 TU 629
Goal Score: 725


Take the FICO Fitness Challenge

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