Amex backdating question?

[taxi818]

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@B335is wrote:

Taxi did you have any Charge card bonus offers?  The real advantage to going for one at time of Revolver approval is the 2-for-1 deal.  You can always go for another Charge card or revolver (or both) in January.

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Yes. I dd. the SPg. Or gold card. 50k iirc. 

I thought about it. But really don't want more than 2 amex cards. After reading how they shut people down. 

[B335is]

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@taxi818 wrote:

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@B335is wrote:

Taxi did you have any Charge card bonus offers?  The real advantage to going for one at time of Revolver approval is the 2-for-1 deal.  You can always go for another Charge card or revolver (or both) in January.

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Yes. I dd. the SPg. Or gold card. 50k iirc. 

I thought about it. But really don't want more than 2 amex cards. After reading how they shut people down. 

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Amex shuts people down for other reasons, not for having more than 2 cards.  Their limit is 4 revolvers and 1 of each of the charge cards.

[taxi818]

Ok. I will go for gold. Will it be another pull since just apped 2 days ago? 

[taxi818]

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@taxi818 wrote:

Ok. I will go for gold. Will it be another pull since just apped 2 days ago? 

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It knows somehow. That I'm amex card holder now. Says I can't get bonus. What the  hell. I got 30k offer on delta sky. Is that only bonus I can get?

[jamesdwi]

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@taxi818 wrote:

Well I've waited long enough to get in with amex. Got delta sky yesterday. However I want 1 charge card too the green as least expensive.  95 AF. 

However. I know I could app now. But I was told to wait until jan. Now my msd is 2014. If I app in man 2015. Will they back date to January. 2014. Even I just became member yesterday. Please someone clarify once and for all. Sick of speculation. If not. I will just app tomorrow. If no benefit to wait. 

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I app'd for AMEX blue in December 2011, then january 2012 added my Zync card, and yes on my reports the Zync card reports as 1/2011, which makes it older than many of my other accounts, and now 3 years later its difficult to tell the difference on my credit card, since it has reported numerous on time payments, and in a couple more years it have all the "recent payments" marked as paid on time and will appear to be my first Amex card openned even under manual review who is looking for such details. 

[takeshi74]

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@taxi818 wrote:

the green as least expensive.  95 AF.  

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But is it the most beneficial to you?  Why are you getting the charge card?  What do you intend to charge to it?

[taxi818]

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@takeshi74 wrote:

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@taxi818 wrote:

the green as least expensive.  95 AF.  

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But is it the most beneficial to you?  Why are you getting the charge card?  What do you intend to charge to it?

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Yes. The charge will be for several large purchases. Without worry of util. Will pif as no choice.  And to help my AA of A 

[Anonymous]

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@taxi818 wrote:

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@takeshi74 wrote:

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@taxi818 wrote:

the green as least expensive.  95 AF.  

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But is it the most beneficial to you?  Why are you getting the charge card?  What do you intend to charge to it?

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Yes. The charge will be for several large purchases. Without worry of util. Will pif as no choice.  And to help my AA of A 

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If you are new to Amex, it won't help with your AAoA - it may hurt it. Your MS date will be 2014 if this is the first year you have ever had one.

[taxi818]

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@MstrPTato wrote:

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@taxi818 wrote:

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@takeshi74 wrote:

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@taxi818 wrote:

the green as least expensive.  95 AF.  

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But is it the most beneficial to you?  Why are you getting the charge card?  What do you intend to charge to it?

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Yes. The charge will be for several large purchases. Without worry of util. Will pif as no choice.  And to help my AA of A 

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If you are new to Amex, it won't help with your AAoA - it may hurt it. Your MS date will be 2014 if this is the first year you have ever had one.

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But if I wait till January. It would make that cRd a year old. Nothing can hurt it right now. Oldest card 1 year old.AA of A 5 months. It can only go up from here 

[Anonymous]

Go for it in January! Won't hurt you!