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I was approved for Amex several months ago. Would someone please explain to me backdating? Thanks.
Yep, I just got mine backdated to 1993 when the US Gov used them as travel charge cards and issued them to everyone. I'm still waiting for it to report on the CR that way but it is showing up on their website as 1993. I got both my current Amex cards almost 2 months ago, so it's quite a jump.
@Cageym wrote:Yep, I just got mine backdated to 1993 when the US Gov used them as travel charge cards and issued them to everyone. I'm still waiting for it to report on the CR that way but it is showing up on their website as 1993. I got both my current Amex cards almost 2 months ago, so it's quite a jump.
I thought it didn't work for business issued cards? Different for private vs. public sector?
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
@Jutz wrote:
@Cageym wrote:Yep, I just got mine backdated to 1993 when the US Gov used them as travel charge cards and issued them to everyone. I'm still waiting for it to report on the CR that way but it is showing up on their website as 1993. I got both my current Amex cards almost 2 months ago, so it's quite a jump.
I thought it didn't work for business issued cards? Different for private vs. public sector?
It may be because the Gov cards had OUR name on them and the bills were sent to each individual, not a company name or agency name. I don't know for sure.
Yeah maybe it's the statement going to you. My company charge card also has my name, but I doubt I'd qualify. I'll ask just the same, yanno, when I can actually get my own AMEX
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
I have 2 questions:
1) I have an AMEX Business credit card (SimplyCash) and would like to apply for a BCE early next year. Does backdating work in this case?
2) (Sorry it's a little off topic) I have a 13-year old Cap1 card, and a new Cap1 only 5 months old, what is my chance with Cap1? Did anyone try Cap1 backdating?
Thanks
@Jutz wrote:Yeah maybe it's the statement going to you. My company charge card also has my name, but I doubt I'd qualify. I'll ask just the same, yanno, when I can actually get my own AMEX
It's showing as 1993 on their website when I login, and they say that replacement cards have been ordered. I won't believe it is all the way true until I see it show up on my CR!
Haha, as with anything FICO
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
@pt2005 wrote:I have 2 questions:
1) I have an AMEX Business credit card (SimplyCash) and would like to apply for a BCE early next year. Does backdating work in this case?
2) (Sorry it's a little off topic) I have a 13-year old Cap1 card, and a new Cap1 only 5 months old, what is my chance with Cap1? Did anyone try Cap1 backdating?
Thanks
1. I'm not sure
2. Cap 1 backdate? Probably not, AFAIK Amex only, but as always I'm sure someone that knows more than me will chime in.