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Amex beat my Cap One reporting

Frequent Contributor

Amex beat my Cap One reporting

Hi all,

 

 

I just thought I would share I opened my Capital One card in middle May and it still has not reported.  I opened my Amex in probably less than a month and it's beaten Capital One. 

 

I'm fine with it, but I do find it interesting!

3 REPLIES
Frequent Contributor

Re: Amex beat my Cap One reporting

I generally prefer a lender reports couple of month late as your Aaoa takes a hit once the account start reporting. People with thin files like me Aaoa is small number so a new account if reports late is preferred.

 



PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Regular Contributor

Re: Amex beat my Cap One reporting


NewtoCredit80 wrote:

I generally prefer a lender reports couple of month late as your Aaoa takes a hit once the account start reporting. People with thin files like me Aaoa is small number so a new account if reports late is preferred.

 


+1.  If  mine are spaced over the next 3 months I  wont drop below 1 year AAOA.  If they al hit now most likely be 10-11 months and a larger score hit.  I vote late.

AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5
Highlighted
Frequent Contributor

Re: Amex beat my Cap One reporting

I'm in the same boat. I think it's for the best, but I do find that it is alarmingly slow to report.