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Hi all,
I just thought I would share I opened my Capital One card in middle May and it still has not reported. I opened my Amex in probably less than a month and it's beaten Capital One.
I'm fine with it, but I do find it interesting!
I generally prefer a lender reports couple of month late as your Aaoa takes a hit once the account start reporting. People with thin files like me Aaoa is small number so a new account if reports late is preferred.
@NewtoCredit80 wrote:I generally prefer a lender reports couple of month late as your Aaoa takes a hit once the account start reporting. People with thin files like me Aaoa is small number so a new account if reports late is preferred.
+1. If mine are spaced over the next 3 months I wont drop below 1 year AAOA. If they al hit now most likely be 10-11 months and a larger score hit. I vote late.
I'm in the same boat. I think it's for the best, but I do find that it is alarmingly slow to report.