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Amex card limit

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chalupaman
Super Contributor

Re: Amex card limit

Same thing happened when I tried the PRG originally back in June, the same month I got in via the Delta card. Waited two months and I was able to get the Green.

 

I'm just gonna assume that it was still too soon to try again and that giving them more history on the ED and Green cards should help.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 24
AvadaKedavra
Established Contributor

Re: Amex card limit

Well, at least it wasn't a HP. No harm done!

Message 22 of 24
chalupaman
Super Contributor

Re: Amex card limit


@AvadaKedavra wrote:

Well, at least it wasn't a HP. No harm done!


So far, I just refreshed my EX Fico after applying and you're right. No INQ so far but a score increase nonetheless. Strange part about my PRG app back in June was that I did see another HP from Amex then. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 23 of 24
jamesdwi
Valued Contributor

Re: Amex card limit


@red259 wrote:

@Anonymous wrote:

explain a bit more OP 


Not sure what there is to explain. Other people understood the question. Seems to be three categories of people. Group one believes there is no limit on the number of amex cards a person can have, group 2 believes there is a limit of four personal cards and group three believes there is a limit of four cards total including personal and business. 


group 3: can't possibly be right, AMEX would be cutting its own throat on that one, many bussiness people have a Corp AMEX, and also have a small bussiness on the side which it makes sence to have a bussiness charge, and a bussiness revolver, that would leave only 1 personal card avaible? Since AMEX wants you to keep bussiness and personal transactions seperate they would be forcing small bussinesses to break the rules. It also makes sense that AMEX would keep bussiness and personal card limit as seperate. Then we also have the people that work for multiple companies and are given charge cards for each... People on multiple different  Board of  directors on  major corporations, 

 

there are probably a lot of people here that have more than 4 cards, we just don't see them because most people here don't list corp AMEX cards in thier signatures, check those that frequent the bussiness card forum for more proof. 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 24 of 24
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