I'm currently in the market for a new prime credit card. I'm looking at several options. I currently have a discover it card(2000), capital one secured(300) and American Express PRG(NPSL).
I currently have a $12 balance on the Discover card zero dollar balance on the capital one and this month should have a closing balance of around $600 on the AMEX.
How do you credit card companies usually look at the balance of American Express charge cards? Do they realize that they are paid in full at the end of the month? On my credit report its not counted as revolving credit to my understanding?
AMEX PRG NPSL(w/pay over time), Discover $2000, Cap 1 (sec) $300.