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Amex charge: go for Gold or minimize risk?

Super Contributor

Re: Amex charge: go for Gold or minimize risk?


howardroark wrote:

I thought it was 30...


It very well may be, like I said not sure Smiley Tongue 

 

Did it say cancelled under the "App Status" page or did you get an automatic kickback saying it was cancelled?

 

If it was an automatic kickback the page might've submitted it twice just out of error, if it was on the app status page (and your last app was more than 30 days ago) I would just call and see what is up. 

Message 21 of 32
Frequent Contributor

Re: Amex charge: go for Gold or minimize risk?

It's 30

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Message 22 of 32
Established Member

Re: Amex charge: go for Gold or minimize risk?

I think today is day 30. I'll wait a few days and then app again.

Message 23 of 32
Super Contributor

Re: Amex charge: go for Gold or minimize risk?

Yeah because until this day is over, you're still within 30 days. 

 

That is why most people will ask for their 3x CLI on revolvers at days 61-65ish rather than right on the 60th day. 

Message 24 of 32
Established Member

Re: Amex charge: go for Gold or minimize risk?

I got approved for an Amex PRG! Glad to finally get in with Amex.

Message 25 of 32
Regular Contributor

Re: Amex charge: go for Gold or minimize risk?


howardroark wrote:

I got approved for an Amex PRG! Glad to finally get in with Amex.


Congrats and welcome to the club! Love mine! Smiley Very Happy

Amex BCP $20k | PenFed Platinum Rewards VS $16.5k | Amex HHonors $10k
Message 26 of 32
Valued Contributor

Re: Amex charge: go for Gold or minimize risk?

Grats. I went with Zync and Delta. I'm going to wait till I get offer to apply for another charge card from them before I upgrade.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 27 of 32
Established Member

Re: Amex charge: go for Gold or minimize risk?

Duncanrr, just FYI, I don't believe you are eligible for the point sign-up bonus if you've had a charge card previously.

Message 28 of 32
Valued Contributor

Re: Amex charge: go for Gold or minimize risk?

I thought you were still eligible for targeted offers.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 29 of 32
Established Member

Re: Amex charge: go for Gold or minimize risk?

I'm sure customer service could clear it up within a minute if you call, but I noticed this when I was applying yesterday:

 

"Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer ZYNC, Green or Gold Card or Platinum Card account within the last 90 days."

Message 30 of 32