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Frequent Contributor
scarrollprint
Posts: 380
Registered: ‎06-26-2012

Amex charge or revolver which to get first?

I'm in the garden - I plan to be in the garden but like most I try to plan my future goals now rather than just swing and hope to hit.

 

I know the difference between Amex's charge and revolvers however is one 'easier' to get than the other? I really like to investigate products long before choosing which is right and would like to get my foot in the door with AMEX by the end of the year if my scores jump up enough with my pending lowered Util.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Frequent Contributor
codimom
Posts: 270
Registered: ‎09-08-2010

Re: Amex charge or revolver which to get first?

From what I understand from reading here, the acceptance criteria for the Amex charge cards is very similar.. so I would app for the one that best fits your needs. I would have suggested Zync, but we know that one went bye bye.  The revolvers are bit tougher to get.    so if it were me, I would probably target the green.

 

*standard disclaimer: I app'd for the BCE out of left field... after having a corp card for a while.  I feel lucky that i got approved.


Back in the garden!
App free since 23Oct2012



Frequent Contributor
scarrollprint
Posts: 380
Registered: ‎06-26-2012

Re: Amex charge or revolver which to get first?

[ Edited ]

Would a co-branded AMEX have a higher success rate?

 

I know some co-branded cards tend to have looser standards than the straight up cards.

 

There are some that I could definatly take advantage of the benefits of (trueblue's amex) but I don't want to waste a HP if these are even tighter.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Amex charge or revolver which to get first?

Delta and Hilton are easy to get compared to other AMEX credit card.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Contributor
somnipotent
Posts: 307
Registered: ‎06-02-2008

Re: Amex charge or revolver which to get first?

Go for the PRG and/or Delta Gold.  Their Charge cards are easier to get than their Revolvers.  I got my Gold Charge with a low/mid 600s credit score.

AMEX PRG | AMEX Costco TrueEarnings | AMEX Delta SkyMiles Gold | CHASE United MileagePlus Explorer | CHASE Sapphire Preferred | CHASE Freedom | Capital One NHR | GE Walmart | GE Amazon
Valued Contributor
injustifiiable
Posts: 1,089
Registered: ‎03-30-2012

Re: Amex charge or revolver which to get first?

My dream AMEX is the JetBlue card...*ponders*



Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 677|EX FAKO 674|Vantage 684 as of March 6, 20
Goal Score: 750-800 across the board


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