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Member
Posts: 11
Registered: ‎11-11-2011
0

Amex clear

I recently received my transunion credit score (673). I have been debating applying for an Amex clear card for some time now but have been hesitant because I do not want to get denied. Any reccomendations would be greatly appreciated on whether or not I should apply.
Frequent Contributor
Posts: 419
Registered: ‎03-05-2012
0

Re: Amex clear

I would not apply. Get your score over 720.
Senior Contributor
Posts: 3,671
Registered: ‎01-10-2008
0

Re: Amex clear

[ Edited ]

What does EX report look like...they are big EX pullers-

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Amex clear

AMEX typically pulls EX, so your TU score isn't a good indicator.

 

I was accepted for AMEX Clear with very little history (zero history with AMEX) when my EX was a 714.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Contributor
Posts: 90
Registered: ‎05-13-2010
0

Re: Amex clear

I got it with a sub 700 credit score.  But I started with the Zync for a year, dunno if that helped...oh and I have their savings account too.

2009 Credit Portfolio: First Premier 450, Orchard Bank 400

2012 Credit Portfolio: AMEX; Gold, Zync, & Clear 5k
Citi Platinum Select 2k, Home Depot Store (Citi) 4k, Discover More 10k, Barclays Apple 2k, Cap 1 (secured) 2.5k
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Amex clear

Clear might be one of the tougher revolvers to get. Going for a Blue or Delta might be easier.
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