Amex cli...when to ask?

[Awesomely]

When you are eligible for a CLI where on their website do you go to request one?

[amp0804]

Honestly I think they only do it over the automated telephone system now...someone can correct me if I'm wrong.

[android01]

Does AMEX do hard pulls for CLI these days?  It seems like other banks are doing that more frequently.

[amp0804]

No Amex is always soft and they use an interal review system

[grifter93]

I just got a CLI last night (Costco AMEX)- went from $5K to $15K - but quickly relized afterwards, I probably should have put in for $20K as I'm looking to travel this summer and wanted to take advantage of buying the tickets and getting some residual rewards for the purchase - but I'm careful to not over extend my usage/DTI percentages. 

I'm wondering if it's wise/beneficial to have multiple AMEX cards (asking, cause I don't know...but I know that the approval process was nearly instantanous)?  Also, with me already having an AMEX account already, will me applying for another one - be a soft or a hard pull? 

One more if you don't mind - what do you AMEX do you recommend? I'm looking for generous CL so that I can buy the tickets without worrying about my utilization percentages. 

Thanks...

EQ: 719  

USAA MC:  18K

Costco AMEX:  15K

[haulingthescoreup]

AmEx loves you having multiple cards.

Even if you're a cardholder, there will be a hard inq if you apply (as opposed to upgrading) for a new card. However, it will be backdated to the year in which you opened your first-ever account, so there will be no new account ding. Well, unless your first card is very young, as in <6 months old.

I don't know if there's much difference in CL's between the cards. (There might well be; I'm just not aware of it.) I'd go for the card that gives you the best rewards.

I'm kinda alarmed; it almost sounds as if you're planning to carry balances. (As in $15K isn't high enough.) AmEx gets very twitchy when a new-ish member carries a balance more than a month or two...

[amp0804]

You can only request 3x your current limit. So you were right on it by requesting 15k.