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Hello all. I'm not convinced of all the paranoid myfico members. Tomorrow is my 61 day 3x cli date. Have a 3500 starting limit. Hoping to get the full 3x. 10.500. I have a balance on my card. About 500 dollars. Or about 14% utilization. Will see if true or not when. Ask. If they decline. No big deal. I will pay in full and ask again in 91 days. I will leave the data points for others to know. Thanks all and any advice welcomed.
taxi818, I also got increases with balances on both of my AMEX cards this year . I don't think you'll have any trouble at all. Good luck!
@Anonymous wrote:
I got both my BSP CLIs with a balance showing.
$1,000/$5,000 when CLI to $7,000
$2,200/$7,000 when CLI to $12,000
Hope that helps...
Thanks Nixon. So many naysayers here.
@sunkissed wrote:taxi818, I also got increases with balances on both of my AMEX cards this year . I don't think you'll have any trouble at all. Good luck!
Thank you. I hope so
I did both CLIs on Amex with balances and had even balances on my other cards. It did not scare Amex and they approved everything I asked for. Good luck !
I just did my first cli this morning. 6k -> 10k. Instant approval. Could have probably gotten 18k, but decided not to push it for now.
@jroc556 wrote:I just did my first cli this morning. 6k -> 10k. Instant approval. Could have probably gotten 18k, but decided not to push it for now.
They counter...
I asked for the full $21,000 and was only given $12,000 -- Ironically though, when I go to check spending ability i'm approved to spend up to $21,000.