Credit Card Center Advertiser Disclosure†
06-26-2008 06:56 PM
06-26-2008 07:15 PM
Don't close the card.
What you should do is charge teeny tiny things on it once every other month or so. I'm talking things like a Big Gulp, a Snickers bar, maybe a bag of tees at the golf club. Do that for six months, call back in all sweet and nice, and ask for a CLI.
They'll more than likely get the hint.
06-27-2008 05:39 AM - edited 06-27-2008 05:40 AM
06-28-2008 06:50 AM
06-28-2008 07:06 AM
06-28-2008 07:11 AM
howardi wrote:That's interesting incite with Amex--I have paid $5500.00 and will SD the card as soon as I PIF next statement or even before that....Fr now on will only use them for small puchases..corner store shopping etc. They are not worth my Credit Worthiness going to the dogs...However, BOA is giving CLI like mad!!!! AMEX uses Experian so do not know how that pans out. Will SD the card until it's PIF.......never to use it except for very small purchases.
06-28-2008 07:16 AM
06-28-2008 07:23 AM
06-28-2008 09:20 AM - edited 06-28-2008 09:29 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.