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Amex declined with BK

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bamagirl1
Established Contributor

Re: Amex declined with BK - update -

My BK didn't contain any Amex products and this is my first true Amex aside from cards like USAA Amex that just operate on the Amex network..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 31 of 47
j_casteel
Valued Contributor

Re: Amex declined with BK - update -


@sandman2435 wrote:

I have been approved for 5 Amex cards at the 8 year mark,,BUT..Ive been an Amex member for 21 years and they were not included in my BK7..I Have a total of 10 Amex Cards...and was told by Amex that this is the max you are allowed to have....I have 5 NPSL and 5 revolvers...Both Personel and Business


Damn...only 10 Amex cards allowed.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 32 of 47
aussiesareforever
Established Contributor

Re: Amex declined with BK - update -



Damn...only 10 Amex cards allowed.


lol Smiley Happy


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 33 of 47
sjt
Senior Contributor

Re: Amex declined with BK - update -


@Anonymous wrote:

still havent seen anyone post about an approval recently( in 2012) that has a BK reporting on their file.


Someone posted on another board that he was approved in June 2012 for a Zync with limits. He had an 8 year old BK on his CR.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 34 of 47
Anonymous
Not applicable

Re: Amex declined with BK - update -

Only 10 thats funny. What cards do you have?

Message 35 of 47
pokerpro
Frequent Contributor

Re: Amex declined with BK - update -

YO;;;

 

 

stop with the 10 Amex crap Smiley Happy this thread is about me who cant even get approved for oneSmiley Frustrated

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None



Message 36 of 47
pokerpro
Frequent Contributor

Re: Amex declined with BK - update -

quick update

 

Talked to new accounts dept. They indicated that after the initial denial

 

my credit report is being further examined for any discrepancies in relation to the one they initial reviewed from Tele track or whatever that is

 

 

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None



Message 37 of 47
wreith
Frequent Contributor

Re: Amex declined with BK - update -


@pokerpro wrote:

quick update

 

Talked to new accounts dept. They indicated that after the initial denial

 

my credit report is being further examined for any discrepancies in relation to the one they initial reviewed from Tele track or whatever that is

 

 


I just sent in a request for my Teletrack file yesterday.  http://www.corelogic.com/landing-pages/alternative-credit-reporting.aspx#container-Consumers  this is page I found.  There is a form you can download and mail in.  HTH.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 38 of 47
Ron1
Super Contributor

Re: Amex declined with BK - update -


@pokerpro wrote:

quick update

 

Talked to new accounts dept. They indicated that after the initial denial

 

my credit report is being further examined for any discrepancies in relation to the one they initial reviewed from Tele track or whatever that is

 

 


Here is the thread about Amex and teletrack:

 

 

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-and-Teletrack/td-p/1289927

http://ficoforums.myfico.com/t5/Credit-Cards/American-Express-Blued-denied-also/td-p/943034

 

Ron.

Message 39 of 47
bamagirl1
Established Contributor

Re: Amex declined with BK - update -

hmmm interesting..never heard of teletrack until now..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 40 of 47
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