No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Happychap wrote:
I'm a current member and have been apping every 30 days for an additional card always denied at first due to not long enough relationship or inqs. Always been a sp until I asked for recon the other month then they did a hp. The recon was a no go. Anyway, been 30 days so I try again and they did a hp and denied again! 😞 first time I got an hp for a denial, just thought I post as an FYI
Amex recon will result in a HP cardholder or not
@Happychap wrote:
I'm a current member and have been apping every 30 days for an additional card always denied at first due to not long enough relationship or inqs. Always been a sp until I asked for recon the other month then they did a hp. The recon was a no go. Anyway, been 30 days so I try again and they did a hp and denied again! 😞 first time I got an hp for a denial, just thought I post as an FYI
As far as I know, Chase and Amex will do another HP if you recon. I tried Amex, got denied, then called to try to recon. The CSR told me to send a copy of my Ex report and when they receive it, they will do another HP. I declined. Doesn't make sense to send another report, if tey are just going to do their own HP.
@Happychap wrote:
Yeah I know for recons they may do another hp but that was last month. What I'm saying is that I did a brand new app and got denied and they did another hp. I didn't recon this recent app.
A new app will always result in another HP. They will not use the most recent report in file.
@AeroKrix wrote:
@Happychap wrote:
Yeah I know for recons they may do another hp but that was last month. What I'm saying is that I did a brand new app and got denied and they did another hp. I didn't recon this recent app.A new app will always result in another HP. They will not use the most recent report in file.
As a current Amex member, it's usually a sp.
OP,
Were you logged in?
Wow apping for a new card every 30 days seems quite a bit. .. perhaps AMEX is giving you a sign to layoff from applying for a while..
Sorry to hear about the denial, but yea that seems odd...
@yudeology101 wrote:Wow apping for a new card every 30 days seems quite a bit. .. perhaps AMEX is giving you a sign to layoff from applying for a while..
Sorry to hear about the denial, but yea that seems odd...
Pls share your Amex sheet before approval .....how many days in between apps?
IIRC you did wait awhile?