Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Amex didnt cancel my account

Amex FRd me a week or so ago and i decided to just cancel all 3 cards. That same day i got email saying that they had process my request to cancel all cards but i didnt finish reading that email. Well today i finally signed and i see Green and Gold had been cancelled but not BCE. I finish reading the message they had sent me and it said in order to close my BCE i had to call again to close and lose my cash back.

I sent them another message asking if my BCE its in good standing and they reply with yes and that its ready to use lol. I guess i still have my BCE. Smiley Happy
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Amex didnt cancel my account

Congrats! I think the BCE is the best, most flexible Amex!!

Platinum is on my list when I can afford the $450 AF!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Amex didnt cancel my account


jsickz32 wrote:
Amex FRd me a week or so ago and i decided to just cancel all 3 cards. That same day i got email saying that they had process my request to cancel all cards but i didnt finish reading that email. Well today i finally signed and i see Green and Gold had been cancelled but not BCE. I finish reading the message they had sent me and it said in order to close my BCE i had to call again to close and lose my cash back.

I sent them another message asking if my BCE its in good standing and they reply with yes and that its ready to use lol. I guess i still have my BCE. Smiley Happy

WTH, how did you get FR'd anyway? Random?

 

Thanks

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex didnt cancel my account

I think me asking for a cli on my BCE monthly cause lt lol. Also the week before i received the letter i tried the spendind limit button in both charge cards and i was approved for 10k on both. I dont what caused it really. I also received a message saying they are gonna credit my BCE with $20.10 because of the points i had on Goldpr.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 203
Registered: ‎07-27-2012
0

Re: Amex didnt cancel my account

[ Edited ]

They let you keep the one with no AF. That's a gift. LOL.

 

It's funny. I was asking for a CLI almost monthly, then stopped for a couple months and they gave me the 3x CLI.

Current Cards: AMEX Everyday ($10k), AMEX BCE ($10.2k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($5k)

1/15 - 792 Fico EX (AMEX) - In garden indefinitely.
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex didnt cancel my account

Lolz i know. When i get home im gonna try to use the card and see its not suspended.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
0

Re: Amex didnt cancel my account


jsickz32 wrote:
Amex FRd me a week or so ago and i decided to just cancel all 3 cards. That same day i got email saying that they had process my request to cancel all cards but i didnt finish reading that email. Well today i finally signed and i see Green and Gold had been cancelled but not BCE. I finish reading the message they had sent me and it said in order to close my BCE i had to call again to close and lose my cash back.

I sent them another message asking if my BCE its in good standing and they reply with yes and that its ready to use lol. I guess i still have my BCE. Smiley Happy


I wish people would please stop referring to this as an Amex FR.  You asked for a CLI and Amex asked for income verification.  Yes, it included asking for a 4506T, but the verification to support a CLI is not the same as the full-blown Amex FR. 

 

Posts like this confuse the issue for everyone.  It makes it seem like you slipped through the cracks and avoided an FR by having the charge cards canceled or something.  The reality is that it simply never was an FR, in the sense that most people will understand that when reading this.

 

If I am mistaken and your cards were previously suspended, then I apologize.  But I thought this had been discussed in previous threads and that it was just a request for info to support your CLI.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex didnt cancel my account


jsickz32 wrote:
Amex FRd me a week or so ago and i decided to just cancel all 3 cards. That same day i got email saying that they had process my request to cancel all cards but i didnt finish reading that email. Well today i finally signed and i see Green and Gold had been cancelled but not BCE. I finish reading the message they had sent me and it said in order to close my BCE i had to call again to close and lose my cash back.

I sent them another message asking if my BCE its in good standing and they reply with yes and that its ready to use lol. I guess i still have my BCE. Smiley Happy

I would seriously have thought they would of closed the BCE first. But thats the card I would of wanted open any who


$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex didnt cancel my account

I forgot to update my original thread. After calling regular amex number on back of my card i was told that my accounts were in good standing and there was no notes about a FR. Well i decided to call the number in the letter i got and i was told that yes i needed to send that ASAP. And to also put my brothers name in B. Part of the paper because he was a AU on my goldPR. When he said that i told him to cancel all cards. And he told me he was gonna process that for me and i was gonna receive a email shortly. Thats why i was surprised to see my BCE is still open and in good standing. I forgot to try and use it yesterday will today just to see if it still works.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex didnt cancel my account

BCE still works! Smiley Very Happy  im gonna add it to my siggy now.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.