Re: Amex dream come true!

Indo · ‎05-21-2011

After applying for Amex Blue Cash for a second time, I finally got approved! Yay! My card arrived yesterday and I have a CL of $1,000.

Yay!

Starting Score: 673 EQ(2014)
Current Score: 784 EQ(2022)
Goal Score: 750+

Current cards: AmEx Gold (NPSL), Discover It ($17,000), Barclaycard Rewards ($15,600), Amazon Prime Rewards ($25,200), Apple Card ($15,500), AmEx Blue Business Plus ($30,000), Rakuten Visa ($8,000), My Best Buy ($15,000)

tinuviel · ‎05-21-2011

Yay!!! Congrats!!!

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

bakalao2k · ‎05-21-2011

Congrats!

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10

Anonymous · ‎05-21-2011

Congrats!

Anonymous · ‎05-21-2011

Congrats. I can't wait to get my first Amex.

trumpet-205 · ‎05-21-2011

Congrats.

You making me really want to pull the trigger for BCE right now. Though my plan is to use Zync till 01/2012, then app for BCE.

Anonymous · ‎05-21-2011

Congratulation! May i ask you some questions?
How many cards do you have before applying for amex blue cash? What is your average age of accounts?
How many INQS on your Experian report before you applied for second time?
How long after your first attempt on amex? Do they pull your EX or EQ?

Sorry for asking so many questions. I just got declined for amex blue cash everyday even after reconsideration due to too low EX score and too short of credit history.
My ex score should be around 690 to 705 when I applied and 9 months credit history, 7 months AaoA.

Indo · ‎05-21-2011

Thanks for the congratulations! I have 2 previous cards: a discover more which was the first I've ever gotten, and a chase +1 card. The average age of my accounts is 10 months, with my discover being my oldest at over a year old. At the time of my second application, I had 2 inquiries: one from amex from the first application, and one from chase as my account isn't over a year old. I originally applied in September of last year, and applied again earlier this month. So well over 7 months between applications.

At the time of my second application, I had a score just like yours, 695+. After getting approved my score dipped down to 679. A bit of a drop but totally worth it. I love the card!

Starting Score: 673 EQ(2014)
Current Score: 784 EQ(2022)
Goal Score: 750+

Current cards: AmEx Gold (NPSL), Discover It ($17,000), Barclaycard Rewards ($15,600), Amazon Prime Rewards ($25,200), Apple Card ($15,500), AmEx Blue Business Plus ($30,000), Rakuten Visa ($8,000), My Best Buy ($15,000)

Amex dream come true!

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Amex dream come true!