myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Amex everyday Suspended...

tag
Get Access Now
stillirise
New Contributor
‎04-11-2014 08:32 PM
‎04-11-2014 08:32 PM

Re: Amex everyday Suspended...

@JaeJae12 wrote:

Took out my new everyday amex card today and tried to make a first purchase for ~200, card was straight out deny lol. Now I need to call in because the account is suspended Smiley Sad.

Please share what happened. I just got mine recently and would like to know what to watch out for. I also got new cards since then...is it possible to get suspended for getting new cards elsewhere?  Smiley Surprised

Starting Score: EQ 680 EX 731 TU 697
Current Score: EQ 742 EX 752 TU 743
Goal Score: 800

Take the myFICO Fitness Challenge
Message 11 of 33
0 Kudos
yudeology101
Senior Contributor
‎04-11-2014 08:34 PM
‎04-11-2014 08:34 PM

Re: Amex everyday Suspended...

Let me call OP, I think he's my one of my buddy from college....brb w/ updates

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 12 of 33
0 Kudos
Revelate
Moderator Emeritus
‎04-11-2014 11:10 PM
‎04-11-2014 11:10 PM

Re: Amex everyday Suspended...

I had the same thing happen on both my Zync and my BCP.  Both were resolved with a 5 minute phone call, a little irritating but to be completely fair, I'm always in favor for tight anti-fraud.  

 

Certainly easy for someone to snatch a mailed credit card in some circumstances, and it's rare that I get asked for an ID when making purchases: in theory in an identity theft situation the information required to activate the card could well be known.




        
Message 13 of 33
0 Kudos
tyler84098
Established Member
‎04-12-2014 12:18 AM
‎04-12-2014 12:18 AM

Re: Amex everyday Suspended...

It might be a FR or a Bank Verification. I've gone through a BV where I had to fax in 3 mo of bank statements and the lady said worse case scenario was that my credit limit would be 'adjusted'. Luckily I got a call two days later and no changes were made. I think it might of helped me that I sent in a screen shot of my bank balances for giggles that were surpassed my combined CLs for AMEX along with the statements.

 

Keep us posted!

AMEX Premier Gold Rewards NPSL - Chase Sapphire $5,000 - Chase Marriott Rewards $5,000 - Citi AAdvantage Platinum $5,000 - AMEX BCE $4,000 - Delta Gold AMEX $3,500 - US Airways Mastercard $2,860 - Discover It $1,500 - Barclay Rewards $1,300 - USAA MC $1,000 - Capital One $400

EX FICO - 694 - 3/10/14 (+4 from 02/14)
TU CS Fako - 663 3/1/14 (+40 from 01/14)
EQ Site Fako - 626 - 3/2/14 (+54 from 2/14)
Message 14 of 33
0 Kudos
Bluegoldkeys
Valued Member
‎04-12-2014 12:20 PM
‎04-12-2014 12:20 PM

Re: Amex everyday Suspended...

Please keep is informs. Thanks and good luck


Amex EX FICO: 744 GE TU FICO: 716 Gardening:
Amex Everyday 5.5k | Amex BCE 2k | Citi DP 6k | Amazon Rewards 2.5k | Walmart DC 1.2k | Best Buy Rewards 4k | Cap1 QSone 1k | NYMCU .5k
Message 15 of 33
0 Kudos
n777ua
Established Contributor
‎04-12-2014 03:03 PM
‎04-12-2014 03:03 PM

Re: Amex everyday Suspended...

I hate drive-by posting Smiley Tongue

 

Seriously, what was the outcome of this ? 

About $215,000 total credit among 11 cards
Message 16 of 33
0 Kudos
Johnnyblaze1986
Valued Member
‎04-12-2014 04:29 PM
‎04-12-2014 04:29 PM

Re: Amex everyday Suspended...

Humm, still no update???? Definitely a drive by post

Current Score: EX: 802 TU: 793 EQ: 790 / Last App: 04/11/2014 / In the garden until I find a house I like.

Citi Dividend $14,000Amex Blue Cash Preferred $14,000Chase Ink Cash $12,500Sallie Mae $12,500BOA Business Cash Back Rewards $10,000Chase Sapphire Preferred $8,500 Capital One Quicksilver $1,000     
Message 17 of 33
0 Kudos
fot1
Established Contributor
‎04-13-2014 07:18 PM
‎04-13-2014 07:18 PM

Re: Amex everyday Suspended...

Not the OP but I just had the same sort of thing happen with my BCE. Went to use it today and was declined..    basically I was told I had to reactivate the card as the online process I did did not go through properly.. Quick phone call and 20 questions later I am back

Too many to list..
Message 18 of 33
0 Kudos
yudeology101
Senior Contributor
‎04-13-2014 07:34 PM
‎04-13-2014 07:34 PM

Re: Amex everyday Suspended...

Well, i thought OP was one of my buddy from college but i guess not lol I sent a fb msg to my buddy and he was like what the heck are you talking about....

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 19 of 33
0 Kudos
Shock
Established Contributor
‎04-13-2014 08:16 PM
‎04-13-2014 08:16 PM

Re: Amex everyday Suspended...

FWIW my green was less than a month old. i had a couple 1 dollar purchases before a 5k purchase. they approved it lol. first amex ever. however they suspended it after until i called them to see what the deal was

photo myfico_zpsd00088cb.jpg
Message 20 of 33
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.