Amex green! Help!!

[ap84]

Nothing has hit her report yet. They gave her 30 days

[Pat94108]

Sorry to hear about your sister's credit drama but didnt' she see that she needed to pay in full on her statement? And yeah, it'd be interesting to know how many times Amex has seen something like that. 

[ap84]

She didn't read the terms.. Hey stuff happens, people make mistakes, all a part of living. Lesson learned.

[Kenny]

Hope she can get the funds before it goes down as a charge off. Not a good thing to have on your report!

[jd352]

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@Juss11 wrote:
Dosent Amex now offer pay over time? Or is that per purchase? I don't know I pay my PRG in full. If I was her I would try to get approved for a CC with another bank and do ballance transfer. At least she can protect her CR that way.

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Pay over time is something you have to be prequalified and approved for. I signed up for it for the free 5k in MR's, but I will never use it. Even if you "pay-over-time", the balance carried is subjected to fairly high interest rates (at least higher than other cards I have).