Amex more than 34k limit - Getting additional cards

[medziat23]

Hi, i am having two Amex cards, one with 11k and another once with 24k. i am about to apply for a business card and a gold delta skymiles.

My questions are,

If i apply only for business card, will they pull my report,

If i go for the two new cards, Will the two application result in one hard pull or two?

Thank you guys.

[Anonymous]

Yes, they pull personal reports for business cards.

It's highly likely it will be two hard pulls, although there have been a couple reports of people who got a business card and a personal card at the same time with one pull.

Note: Since you are an existing cardholder, generally, (although not always), it it's a denial it will only be a soft pull.