Amex new account reporting to CRA

[IamB2]

---

@09Lexie wrote:

The illustration is for charge cards not revolvers. FWIW, it matches both of mine -PRG & Plat

---

hmm.. mine are both revolvers and are off by just one day. Thanks, Lexie

[RecoveredDebtaholic]

Just adding my info: Amex BCE, opened 6/30/2014, first statement 7/12/2014 and still not reported to CRA's as of 8/10/2014. From my 6/30 spree, Chase,Citi,Boa,Sallie have reported. Amex,Disco,Cap1 have not.

[bigDEElight]

---

@IamB2 wrote:

---

@cobbson wrote:

I was curious as to when Amex would report new accounts to credit reporting agencies. Most of the posts on this subject were pretty old. From my research with these postings I concluded that it would be reported after the second statement.

I was surprised to discover this morning that my new Amex card, I am also a new Amex card holder, reported to Experian IMMEDIATELY after the first statement was cut, exactly three weeks after the account opening date and was posted on my Experian credit report as one month in good standing; Fast work by both Amex and Experian.

Assuming I will get ScoreWatch notice shortly.

Date Opened:  07/2014 Date of Status:  08/2014 Reported Since:  08/2014 Last Reported Date:  08/2014

Type:  Credit card Terms:  N/A  Monthly Payment:  $0 Responsibility:  Individual

Credit Limit:  $3,000 High Balance:  $272 Recent Balance:  $272 Recent Payment:  $0

Cobbson

---

Two of my cards reported immediately upon the first statement cutting. So what you experienced, isn't really unheard of. 

---

+1.

AMEX is an incredibly quick reporter period. 

[RecoveredDebtaholic]

Except when it's not.

[Middleswarth]

Amex is reporting my BCE to Experian.  First statement cut on 8/8 (card is only a couple weeks old).

Chase (same age) is also reporting already (to all 3 CRAs).

[CreditPlay]

My BCE showed on EX report right after my second statement cut last month. However it says Reported Since as 06/2014. Same for my discover earlier this year. Is it something that CRAs take time to process new TL from a new lender?